This product is applicable to two or more people who open account jointly and one has to have at least 2 shares valued at  20,000/=, have paid entrance fee of Shs.10,000=, stationery fee of Sh. 6,000=,(Leger = 1,500, Passbook sh.2,000,application form 1,500/=  share form = 1,000).

Group must have atleast more than one one signatories.